Car Accident Injuries

If you or a loved one have been injured in a motorcycle or car accident you should immediately contact a personal injury lawyer to protect your rights.

Insurance Claims & Benefits

If you have been involved in a motorcycle or car accident and have been injured you may have certain rights under Ontario law. However your rights are time sensitive and require in most cases that you make a claim within a specified period. As well legislation and laws governing your rights are very complex.

You should speak with our personal injury legal team to find out more.

A recent example of why you may need a Personal Injury Lawyer

Although difficult to imagine, the reality is that people sustain serious injuries as a result of car accidents, slip and fall, dog bites etc. The following is a real life example of how we can help. The identity of our client is being withheld due to obvious privacy concerns. 

Mr. Smith was seriously injured in a car accident on one of the 400 series highways.  He sustained a broken left leg, two fractured ankles and two broken ribs. The year prior to his accident, he had started his plumbing business which was doing remarkably well.  He had also had his first child.

Almost overnight Mr. Smith’s life changed dramatically.  He was stuck in a situation where he had no income, clients were going elsewhere and his wife had no income. It is safe to say that Mr. Smith’s life was spiraling out of control with no light at the end of the tunnel.

By the time Mr. Smith came to see us, he had been trying to negotiate his own settlement with the insurer, but as you can imagine, the offer was quite low and did not reflect his real damages, both economic and physical.  One must remember that insurers has their own interests in mind and compensating Mr. Smith to the fullest was not in their best interest.

We were able to effectively take over this matter from Mr. Smith and prosecuted his civil claim for damages which resulted in a monetary award that effectively gives him enough money to adequately take care of his loved ones and give him the opportunity to retrain himself in a different profession.

Although this is a real life example of the problems our clients face after a devastating injury, each client’s injuries and situations are different and require the mind of a skilled advocate to effectively guide them through the complicated work of personal injury. 
 

To find out how we can help when it comes to your injury and insurance claims contact us for a free consultation. Click here - take a free online assessment and find out if you have a case today.

Car Accident While Travelling in USA

If you have been involved in a car accident and have been injured you may have certain rights. To find out how we can help when it comes to your injury and insurance claims contact us for a free consultation.

Because of insurance policy limitations and certain conditions your coverage may not cover all medical and other costs. That's where we can help.

When you consider that Canadian Government Health Insurance Plans severely limit the amount of coverage outside Canada… OHIP only covers up to a maximum of $400 CAD per day… travelling without proper insurance is taking a risk that could lead to a catastrophic long-term financial burden in the event of a medical emergency.  

We have listed for your convenience information below regarding 10 things you should do in the case of an automobile accident.  

Ten things you should do:

Were you injured in a car accident? A motor vehicle accident can be a painful, stressful, and confusing experience.

You may be contacted by insurance companies and investigators, you will have to fill out forms, and you may wonder who will pay your medical bills and lost wages. This is when you need legal representation.

Here is some useful information and the benefit of having an experienced personal injury lawyer represent you.

• Do Not Leave the Accident Scene if you are involved in a car accident, you must stay at the accident scene until you exchange information with the other driver or you may be criminally prosecuted.

• Take steps to avoid additional collisions such as moving your car to the side of the road, turn on your flasher lights, lighting flares, and raising the hood of your car.

• Exchange Information with the operator of the other motor vehicle(s) including the name, address, date of birth, and driver’s license number of the operator and owner of the car (if different from the operator), registration number, and name of the insurance company. (Always keep a pen and pad of paper in your car.)

• Inform the Police  - Contacting the police is very important, because the police will prepare a detailed motor vehicle accident report. This report will contain important facts regarding your claim that will come in handy when you seek legal advice.

• Never Admit Liability - Never admit your liability before you seek legal advice from a personal injury attorney. When you are speaking with other drivers, passengers, paramedics or police, just provide a truthful account of the incident – do not accept responsibility for the accident.

• Get Appropriate Information if possible, you should attempt to obtain the following information: Names and addresses of witnesses; Note the damage to the motor vehicles; Note any skid marks and the approximate distance; Draw a diagram of the scene, noting the names of streets, intersections, traffic signals or signs, and location of the motor vehicles; and, if you happen to have a camera with you, take photos of the scene and motor vehicles.

• File Accident Reports.  This form may be obtained from the police department. Keep a copy for your files. If you or an one in your vehicle is injured, the report should be reviewed by your personal injury lawyer.

• Inform Your Insurance Company - Report the accident immediately to your insurance company or agent in writing without any detailed description of the accident. (Keep a copy of the letter for your file.) The personal injury lawyer’s job will be to fill in the blanks for the insurance company later.

• Medical Treatment - If you are injured, seek appropriate medical treatment and follow your doctor’s orders regarding any treatment (i.e. physical therapy), tests (i.e. x-ray and M.R.I.) and prescriptions.

• Legal Advice Contact a Lawyer. A personal injury lawyer  is experienced in dealing with the various issues that arise following a car accident such as contacting insurance companies, claims for compensation for medical bills and lost wages, evaluating and settling claims, and, if necessary, litigating car accident claims.

Remember these points

• As difficult as it may seem, it is important that you remain calm.

• Do not argue with other drivers and passengers. Save your story for the police.

• Do not voluntarily assume liability or take responsibility, sign statements regarding fault, or promise to pay for damage at the scene of the accident.

• Be careful of unauthorized tow truck operators pressuring you to have your vehicle towed, demanding immediate payment for the tow, or attempting to take your vehicle to a garage or body shop of their choice. They may try to use the confusion of the moment to intimidate you into allowing your vehicle to be towed.

• If you feel you are being pressured, ask the police for the name of an authorized tow truck operator and have your vehicle towed to a Collision Reporting Centre or a police compound until you can talk to your insurance company.

For a free consultation please contact us today.